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Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

by Investing with Purpose | Sep 1, 2022 | Blog, Business Owners, Corporate, Tax

Five Ways To Withdraw Money From Your Business In A Tax-Efficient MannerYou have worked long and hard to build up your business, and now you are ready to withdraw money from your business’ bank account. But you don’t want to get hit with a huge tax bill....
Accessing Corporate Earnings

Accessing Corporate Earnings

by Investing with Purpose | May 1, 2021 | Blog, Business Owners, Corporate, Life Insurance

One of the financial planning issues that business owners face is how to access their corporate earnings in a tax efficient way.There are 5 standard methods:SalaryDividendShareholder LoansTransfer Personal AssetsIncome SplittingThere are also unique ways utilizing...
Retirement Planning for Business Owners – Checklist

Retirement Planning for Business Owners – Checklist

by Investing with Purpose | Feb 2, 2021 | Blog, Business Owners, Corporate, Health Benefits, Life Insurance, Long Term Care, Pension Plan, RRSP, Tax Free Savings Account

As a business owner, one of your challenges is learning how to balance between reinvesting into the business and setting money aside for personal savings. Since there are no longer employer-sponsored pension plans and the knowledge that retirement will come...
Insurance Planning for Business Owners

Insurance Planning for Business Owners

by Investing with Purpose | Oct 1, 2020 | Blog, Business Owners, Buy Sell, Corporate, disability insurance, Group Benefits, Health Benefits, insurance, Life Insurance, Travel Insurance

For business owners, making sure your business is financially protected can be overwhelming. Business owners face a unique set of challenges when it comes to managing risk. Insurance can play an important role when it comes to reducing the financial impact on your...
Canada Emergency Wage Subsidy expanded to include more businesses!

Canada Emergency Wage Subsidy expanded to include more businesses!

by Investing with Purpose | Jul 17, 2020 | Blog, Business Owners, Coronavirus, Coronavirus - Practice Owners, Corporate

On July 17th, Finance Minister Bill Morneau announced proposed changes to the Canada Emergency Wage Subsidy (CEWS) that will expand the number of businesses that qualify for the program. The major changes he announced were:”First, we’re proposing to extend...
Canada Emergency Wage Subsidy extended into December!

Canada Emergency Wage Subsidy extended into December!

by Investing with Purpose | Jul 13, 2020 | Blog, Business Owners, Coronavirus, Coronavirus - Practice Owners, Corporate

On July 13th, Prime Minister Justin Trudeau announced the extension of the Canada Emergency Wage Subsidy (CEWS) until December. The Prime Minster stated:”You’ve seen me come out to talk with Canadians about what we’re doing to help you and your...
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Latest posts

  • Why Life Insurance Should Be Part Of Your Estate Planning

    Why Life Insurance Should Be Part Of Your Estate Planning

    October 1, 2026
  • Why a Critical Illness Insurance Top-Up Could Make a Big Difference

    Why a Critical Illness Insurance Top-Up Could Make a Big Difference

    September 1, 2026
  • Financial Checklist for New Parents in Canada

    Financial Checklist for New Parents in Canada

    August 3, 2026
  • How to Catch Up on Your RRSP Contributions

    How to Catch Up on Your RRSP Contributions

    June 30, 2026
  • What Is Participating Whole Life Insurance?

    What Is Participating Whole Life Insurance?

    June 1, 2026

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  • Why Life Insurance Should Be Part Of Your Estate Planning October 1, 2026
    By working hard and carefully managing your money, you've set yourself up to be able to relax and enjoy yourself during your retirement years. You also need to think beyond your retirement years about what you want to do with your assets during estate planning. In addition, you need to consider your estate planning's tax […]
    Investing with Purpose
  • Why a Critical Illness Insurance Top-Up Could Make a Big Difference September 1, 2026
    Many Canadians have some critical illness coverage through work, but it often isn’t enough. A top-up can help families, employees, and business owners bridge the gap, offering peace of mind, flexibility, and protection when it’s needed most.
    Investing with Purpose
  • Financial Checklist for New Parents in Canada August 3, 2026
    A new baby changes everything, including your money. Between sleepless nights and tiny socks, a few financial steps can help protect your growing family. Here is a simple checklist of what to set up, update, and start when a baby joins your home.
    Investing with Purpose
  • How to Catch Up on Your RRSP Contributions June 30, 2026
    Unused RRSP contribution room does not disappear, it carries forward every year. If you have fallen behind on contributions, you may have more room than you realize. Here is how RRSP catch-up contributions work and how to use them to reduce your tax bill
    Investing with Purpose
  • What Is Participating Whole Life Insurance? June 1, 2026
    Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it's for, and how it compares to other types of life insurance.
    Investing with Purpose

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Insurance products and other related financial services are provided by Adam Aleshka & Investing With Purpose Ltd. as independent insurance agents and are not the business of or monitored by Sterling Mutuals Inc.

Investing With Purpose Ltd.

Adam Aleshka

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Latest News

What Is Participating Whole Life Insurance?

Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it’s for, and how it compares to other types of life insurance.

Tax-Free Savings Account vs Registered Retirement Savings Plan

Tax-Free Savings Accounts (TFSAs) and Registered Retirement Savings Plans (RRSPs) are two of the most effective tools Canadians can use to save tax-efficiently. While TFSAs offer tax-free growth and flexible access, RRSPs provide tax-deductible contributions and tax-deferred growth. Understanding how each account works — and how withdrawals affect taxes and benefits — can help you decide when to use one, the other, or both.

What Is Life Insurance and How Does It Work?

Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.

Tax Lines to Look Out For on Your 2025 Canadian Tax Return

The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.

About Us

I think that the advisor/client partnership should be built on more than just “dollars and cents.” I feel as though it should be built upon mutual trust & transparency.  I feel as though the stronger our relationship is, the more likely it is that my clients will achieve their long term financial goals. I am seeking out more than just a typical transactional relationship with the families that I represent. I am seeking out long term partnerships with families committed to their long term financial success.

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